Our Services

Personal Solutions

Business Solutions

Additional Solutions

Personal Solutions

Estate Planning

Non-Qualified Retirement Programs
Tax Reduction Strategies
Charitable Giving

Retirement Planning

Individual Retirement Accounts (IRAs)
Fixed and Variable Annuities
Retirement Needs Analysis
Tailored Retirement Strategies
Long Term Care Insurance

Investment Products

Mutual Funds
Unit Investment Trusts
Variable Annuities
Direct Participation Programs
Securities Brokerage Services

College Tuition Funding Products

College Costs Analysis
Analysis of Investment Alternatives
Insurance and Investment Plans

Financial Resource Analysis

Life and Disability Income Insurance Needs
Analysis of Savings and Investments
Retirement Income Needs
Budget and Cash Flow Study

Financial Planning

Life and Disability Income Insurance Needs
Analysis of Savings and Investments
Retirement Income Needs
Budget and Cash Flow Study
Estate Planning
Retirement Distribution Strategies Securities, investment advisory and financial planning services offered through qualified Registered Representatives of MML Investors Services, Inc. member SIPC. 6101 Carnegie Boulevard, Suite 400, Charlotte, NC 28209, 704-557-9600.

Business Solutions

The Successful Business Owner Presentation

Executive Fringe Benefits

Executive Bonus Plans
Split Dollar Insurance
Deferred Compensation Funding
Salary Continuation Plans
Non-Qualifed Executive Fringe Benefits

Employee Benefit Programs

Pension, Profit Sharing and 401 (k) Plans
Payroll Deduction Plans
SIMPLE IRAs
Non-Qualifed Retirement Programs

Business Continuation Planning

Charitable Giving
Buy - Sell Strategies
Family Business Succession Planning
Key Person Insurance

Additional Solutions

Quick Close ^SM- gives you a fast, trouble-free way to obtain a life insurance policy when one is required to secure a business loan.

- businessKillers is an innovative workshop that can help you recognize and avoid the six mistakes that could destroy your business and threaten your personal financial future.

The Family Business Enterprise - Provides family-owned businesses the opportunity to learn from each other and from family business professionals about succession planning issues at approximately 60 family business centers nationwide. Most family business centers are affiliated with a college or university.

Financial Partners - A program in which general agencies of Massachusetts Mutual Life Insurance Company (MassMutual) can establish business relationships with community banks and local financial institutions or CPAs and CPA firms to represent the insurance and securities * products of MassMutual and MML Investors Services, Inc. to their respective client base.

_{Quick Close^SM is a servicemark of Massachusetts Mutual Life Insurance Company (MassMutual). Springfield, MA 01111-0001 and is not a guaranteed issue program. Your application will be fully underwritten and coverage may be denied.}

_{businessKillers is a trademark of Lighthouse Strategic Projects Group, Inc. Langhorn, PA Lighthouse Strategic Projects Group, Inc. is not a subsidiary or affiliate of MML Investors Services, Inc. or MassMutual.}

Securities, investment advisory and financial planning services offered through qualified Registered Representatives of MML Investors Services, Inc. member SIPC. 6101 Carnegie Boulevard, Suite 400, Charlotte, NC 28209, 704-557-9600.